Terms of Service

In force from 16 September 2026

1. Who you are agreeing with

Torvalio is operated by Clevik LLC, a New Mexico limited liability company, trading as Torvalio. "We", "us" and "our" mean Clevik LLC. "You" means the person using the service.

By subscribing to or using Torvalio you agree to these terms. If you do not agree, do not use the service.

2. What the service does

You connect one or more trading accounts. We read their history through our data provider and present it back to you: your trades, your capital, your share of the results after the trader's profit share, and tools for looking at that history and modelling what it might mean.

You must own, or be entitled to access, every account you connect. Connecting an account you do not own is a breach of these terms.

3. Your broker credentials

We do not store your broker password. It is passed to our connectivity provider, MetaApi, to establish and maintain the connection to your trading account, and it is never written to our database. A leak of our database could not expose your trading account password, because we do not have it.

MetaApi holds the credential in order to keep the terminal connected between sessions, because MetaTrader offers no scoped key or OAuth. We ask for your investor (read-only) password, which cannot place trades or withdraw funds. If your broker does not issue one, the form accepts a master password, and we cannot detect which you supplied. Use the investor password wherever your broker offers it.

4. Subscription, billing and renewal

• $39 per month, covering up to two connected accounts. Each additional account is $12 per month.
• $390 per year as an alternative, which is two months free. Additional accounts are $120 per year on the same basis.
• A first month at $19.50 is available once per customer, ever, on the monthly plan. After that first month the price is $39 per month. The two offers do not combine.
• Subscriptions renew automatically until cancelled, at the price and interval shown when you subscribed.
• Connecting an account beyond the included two changes what you pay. The amount and when it is charged are shown before you confirm.

Payments are processed by our payment provider. We never receive or store your card number.

5. Cancelling and refunds

You can cancel at any time, yourself, in two clicks, from the billing section of your settings. Cancelling takes effect at the end of the period you have already paid for; you keep access until then. We will never require you to contact us in order to stop paying.

A full refund is available within 14 days of any payment, on either plan, by emailing support@torvalio.com and asking. You do not have to give a reason. After 14 days, payments already made are not refunded, and cancelling stops the next one.

If you are in the EU or UK, this is in addition to any statutory cancellation right you have, not instead of it.

6. Figures, and what they are not

The figures in Torvalio are derived from the trade history your broker reports. We take care to compute them correctly and we reconcile them against the broker's own records, but:

• Your broker's records are authoritative. Where Torvalio and your broker disagree, your broker is right. Use Torvalio for understanding, not as a statement of account.
• Figures can lag. Data arrives when the connection delivers it, which depends on your broker and our providers. A trade may be visible in your trading terminal before it is visible here.
• Past performance does not predict future results. Trading involves risk, including the risk of losing money.

7. Projections are models, not forecasts

The projection tools take a rate observed in your own recent history, together with assumptions you supply — how long, how often profit is reinvested, money added or taken out — and compound them arithmetically. The result describes those assumptions. It is not a prediction, a forecast, a promise, or an expectation of what will happen. Real returns vary, and can be negative.

Do not treat a projected figure as income you can count on, and do not make commitments on the strength of one.

8. Availability

We aim to keep Torvalio available and current, but we do not guarantee uninterrupted service. It depends on your broker, on our providers, and on the internet between them. We may change, suspend or discontinue features. If we discontinue the service altogether we will tell you and refund any period you have paid for and not received.

9. Acceptable use

You agree not to:

• connect an account you do not own or are not entitled to access;
• share your login with anyone else;
• attempt to access another customer's data, or probe, scan or disrupt the service;
• scrape, resell or redistribute the service or its output;
• use the service unlawfully.

10. Ending the agreement

You may stop at any time by cancelling. We may suspend or end your access if you breach these terms, if payment fails and is not resolved, or if we are required to. If we end your access for a reason other than your breach, we will refund the unused part of what you have paid.

When a subscription ends, your history remains readable and your connected accounts stop syncing. Ask us and we will delete your account and its data.

11. Disclaimers and limits

To the fullest extent the law allows, Torvalio is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

We are not liable for trading losses. Trading decisions are yours. Torvalio reports on trading that has already occurred in accounts you control and does not direct it.

To the fullest extent the law allows, our total liability arising out of or relating to the service is limited to the amount you paid us in the twelve months before the claim, and we are not liable for indirect, incidental, special, consequential or punitive damages, or lost profits.

Some jurisdictions do not allow these exclusions, in which case they apply to the extent permitted and your statutory rights are unaffected.

12. Changes to these terms

We may update these terms. If a change materially affects your rights we will give you reasonable notice by email before it takes effect. Continuing to use Torvalio after that means you accept the new version. If you do not, cancel and tell us, and we will refund the unused part of your current period.

13. Governing law

These terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules. The courts of Travis County, Texas have exclusive jurisdiction, except that either of us may seek injunctive relief wherever appropriate. If you are a consumer in a jurisdiction whose law gives you the right to bring proceedings locally, this does not remove that right.

14. Contact

Questions, refunds, deletion requests and complaints all go to support@torvalio.com, and a person reads them.